lendingclub.comLendingClub | Peer-to-Peer Lending & Alternative Investing

LendingClub | Peer-to-Peer Lending & Alternative Investing Borrow Invest BORROW Personal Loans Main Menu Personal Loans Borrow up to $40,000 and get a low, fixed rate. Overview Resource Center Rates & Fees Reviews Business Loans Auto Refinancing Patient Solutions INVEST Individuals Main Menu Individuals Get started with an investment or retirement account. How Investing Works Why LendingClub? Build a Portfolio Education Center Performance Institutions Main Menu Institutions See the options for banks, institutions, and financial advisors. Institutions Banks Securitization Program Sign In About Us Main Menu About Us Company Careers Leadership Contact Us Help MENU CLOSE Personal Loans Borrow up to $40,000 and get a low, fixed rate. Business Loans Get $5,000–$500,000 for your business at a low, fixed rate. Auto Refinancing Save money on your existing auto loan. Patient Solutions Work with your doctor or dentist to finance your care. Individuals Get started with an investment or retirement account. Institutions See the options for banks, institutions, and financial advisors. About Us Help Sign In COVID-19 Response: In these uncertain times, we want you to know you can count on us. Learn More Personal loans up to $40,000 Personal Loans Respond to a mail offer Small Business Loans Auto Refinancing Check your rate. It won't impact your credit score. $ What's the money for? Refinance my credit cards Consolidate my debt Improve my home Refinance my car Purchase a home Buy something special Fund a green loan Finance my business Pay for a vacation Pay to move or relocate Cover medical expenses It's not listed here Check Your Rate Respond to a mail offer 50 Billion + Borrowed 3 Million + Customers Average Customer Rating Does your financial health affect your quality of life? Explore Our Research Findings LendingClub has been recognized by A few easy steps can help you practice Cyber Safety. Learn About Security I need Enter up to $40,000 for Credit card refinancing Debt consolidation Home improvement Major purchase Home buying Car financing Green loan Business Vacation Moving and relocation Medical expenses Other Check My Rate * Checking your rate won't impact your credit score Business Financing Options Choose the loan that best fits your financing needs. Apply for a Personal Loan Loans up to $40,000 for qualified borrowers investing in new or smaller businesses. Apply For A Personal Loan Apply for a Business Loan Loans $5,000 – $500,000 for businesses with at least $50,000 in annual sales and 12 months in business. Apply For A Business Loan Borrow Borrow Personal Loans Overview Resource Center Resource Center Rates & Fees Reviews Debt Consolidation Credit Card Payoff Home Improvement Major Expenses Apply for a loan Business Loans Auto Refinancing Patient Solutions Invest Invest Individuals How Investing Works Why LendingClub? Build a Portfolio Education Center Open Investment Account Institutions Institutional Investors Bank Partnerships Securitization Program About Us About Us Company Careers Media Center Corporate Governance Investor Relations Blog Developers Developers Powered by the LC™ Platform 595 Market Street, Suite 200 San Francisco, California 94105 Check My Rate Send a Message Send a Message Terms of Use Prospectus Privacy Policy Agreements Agreements Licenses Accessibility Statistics SEC Filings Safety & Privacy © Copyright 2006-2020 All rights reserved View Disclaimers LendingClub Corporation, NMLS ID 167439. All loans made by WebBank, Member FDIC. All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. 4.07% - 7.35% average historical returns for loan grades A through D originated from January 2008 through June 2018. Because the likelihood of a loan charging off increases over time, historical returns include only those loans that were issued 18 months or more before the last day of the most recently completed quarter. The range in returns represents 10th and 90th percentile performance as illustrated here , for the period January 2008 through December 2019. The return is weighted based on platform issuance by grade. Historical Returns are LendingClub's adjusted net annualized returns ("ANAR"). ANAR is calculated using the formula described here . Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued. LendingClub Notes are not FDIC insured • not guaranteed • may lose value LendingClub Member Payment Dependent Notes (Notes) are offered by prospectus . Investors should review the risks and uncertainties described in the prospectus carefully prior to investing. Historical performance is not a guarantee of future results and investors may lose some or all of the principal invested. LendingClub does not provide investment, tax, or legal advice. You should consult your legal, tax, and/or investment professional prior to making any financial or investment decision. While returns are dependent upon borrower payments of principal and interest, Note holders do not have a security interest in the corresponding loans or loan proceeds. Notes are unsecured obligations of LendingClub. Returns may be impacted by, among other things, the number and attributes of Notes owned, as well as macroeconomic and other conditions....